ExpertPlan was founded as a technology innovator in the administration of retirement programs. With continued investment in operating efficiencies and client service, ExpertPlan is a leader in the defined contribution market, providing retirement services for thousands of companies and organizations with billions of dollars in retirement assets. Today, ExpertPlan is a trusted independent partner for retirement plan solutions and services.
Three important concepts are at the core of ExpertPlan's approach.
Partnership. ExpertPlan brings its platform for retirement plan solutions to plan sponsors in partnership with organizations with whom they are aligned. A key focus of ExpertPlan's effort is building strong and lasting relationships with its partners and colleagues. As a testament to the firm's success, plan sponsors who have a retirement program powered by ExpertPlan remain clients year after year.
Flexibility. ExpertPlan provides a wide variety of service models and plan types, including start-ups and conversions, Profit Sharing and 401(k), Safe Harbor, Solo(k), 457, 403(b), Money Purchase Plans, and more. ExpertPlan's best-in-class open investment platform supports custom portfolios, load-waived funds, lifecycle and lifestyle funds, collective trusts, as well as investments that satisfy the Qualified Default Investment Alternatives (QDIA) regulations. As a leader in both pricing innovation and pricing transparency, the firm is actively engaged in promoting fair and complete fee disclosure and standards.
Personalization. ExpertPlan's technology creates a personalized experience for each person playing a role in the retirement plan - advisor, plan sponsor, administrator, and participant. With automatically customized web-based portals, it is easy to check accounts, see progress towards goals, get updates or make changes.
ExpertPlan's in-house recordkeeping system is fully-automated, easy-to-use, and flexible, enabling plan sponsors to provide successful retirement programs and help employees achieve their goals of building retirement wealth over time. ExpertPlan's recordkeeping platform provides:
Easy access to retirement plan information for Financial Advisors, Plan Sponsors and Participants
Automated processes move from proposal to plan set-up within minutes
Downloadable plan materials and documents
Dedicated telephone and web support
Built in compliance & fiduciary features
Integrated payroll processing (ACH)
Up-to-date plan alerts and notices
Loans, distributions, and rollovers facilitated online
Flexible participant enrollment online, by phone or paper
Personalized participant education & information
Customized statements on demand
Access to real time plan and participant level reports
Julian N. Onorato, Chief Executive Officer and Chairman of the Board
Mr. Onorato has 25 years of experience within the financial services industry, including more than a decade in retirement plan services. He joins ExpertPlan from Automatic Data Processing, where, as Senior Vice President of Operations and Technical Services, he oversaw the delivery of products and services across five nationwide service centers. Mr. Onorato is internationally-known as a speaker on disaster recovery and contingency planning, and has addressed these topics before the United Nations, Interpol and other prominent organizations. Mr. Onorato earned a B.S. in electrical engineering from Drexel University and has completed an executive program at the Wharton School of University of Pennsylvania focused on reengineering the client service process. He is a member of the Institute of Electrical and Electronics Engineers, the Engineering Management Society, the SPARK and ASPPA.
Sid Garai, Chief Administrative Officer
Mr. Garai has over 33 years of experience in the financial services industry including 12 years in retirement services. He joins ExpertPlan from Automatic Data Processing where he most recently served as the VP/Controller of the Eastern National Service Center of the National Accounts Division. During a 26 year span, Mr. Garai served in several senior management positions including DVP/GM of ADP's Retirement Services Small Market segment. Mr. Garai played an integral role in establishing ADP Broker-Dealer, Inc. and served as its first Financial and Operations Principal as well as President for 9 years. Mr. Garai received a BA from Brooklyn College and an MBA from St. John's Graduate School of Business. He holds NASD Series 7, 24, 63 and 27 licenses.
John Farmakis, Executive Vice President of Sales, Marketing & Business Development
Mr. Farmakis is responsible for all external and internal sales, marketing and business development activities across multiple distribution channels for ExpertPlan. Prior to joining ExpertPlan, he held senior management positions in defined contribution sales and product development at BlackRock; BISYS Retirement Services (now Ascensus); Great-West Life & Annuity Co./FASCorp.; and Automatic Data Processing (ADP) Retirement Services. He also held various sales and management positions at Childcraft Inc. (a subsidiary of the Walt Disney Corp.); and International Business Machines Corp. (IBM). Mr. Farmakis earned a Bachelor of Science Degree in Political Science and Economics from Williams College in Williamstown, Massachusetts in 1978.
Michael J. Rizzo, Chief Technology Officer
Mr. Rizzo has over 13 years of experience developing and managing web-based software and is responsible for day to day IT operations as well as the technology strategy for ExpertPlan. During his tenure at ExpertPlan, Mr. Rizzo has held several positions including Senior Vice President of Information Technology, Director of Java Development and Vice President of Information Technology. Prior to joining ExpertPlan, Mr. Rizzo managed and led the development of web based applications for the retail wealth management group at UBS. Before that he was instrumental in building a technology startup company where he was responsible for creating and managing the technology infrastructure and flagship products. Mr. Rizzo received a B.S. in Business from Seton Hall University and a M.S. in Quantitative Software Engineering from Stevens Institute of Technology.
Ross K. Brown, Senior Vice President of Sales & Relationship Management
Mr. Brown has been with ExpertPlan for over 7 years and is responsible for driving retirement plan sales and overseeing relationship management through the company's 150 strategic partnerships. He is credited with building the firms in-house retirement plans sales desk in addition to developing many of ExpertPlan's business development products. Today his duties also extend to managing the firm's marketing and corporate communications efforts. Prior to ExpertPlan he held operational positions at both Merrill Lynch and CitiStreet (formerly Copeland Companies). Ross is an active member of ASPPA (American Society of Pension Professional's & Actuaries), SPARK (Society of Professional Asset Managers & Recordkeepers) and NIPA (National Institute of Pension Administrators). Mr. Brown received his B.A. in Communications from Rutgers University.
Joseph P. Cucchiaro, Senior Vice President of Administrative Operations
Mr. Cucchiaro has been with ExpertPlan since July 2000 and has over 25 years of experience in the financial services industry including over 15 years in retirement plan service. Prior to joining ExpertPlan he was Vice President of Financial Transactions Processing at The Copeland Companies where he was accountable for several departments with over 110 employees responsible for image capture, participant enrollment/changes, participant transfers, employer payrolls for contributions, retirement benefits and distributions, and the development of the systems and operations leading to the administration of coverage for payroll deducted individual life insurance. He has demonstrated the ability to deliver superior customer service and quality results in high volume and deadline oriented environments. Prior to Copeland, he worked at Home Life Ins. Co. and Mutual Benefit Life Ins. Co. in their individual life insurance administration divisions. Mr. Cucchiaro received a BA from Rutgers University.
Behind the ExpertPlan web site are many people who are here to support you including customer service representatives, financial and implementation specialists, client account managers, web designers and computer programmers.
Bear right off exit, follow sign to Rt. 133 Princeton
You will be on Rt. 33 East briefly, after one light there will be a sign towards 133 Princeton
Get on 133 to Princeton (bear right at jug-handle to take left hand turn)
Go about 3.4 miles on 133 to the end
Take right at light on Rt. 571 West, towards Princeton
Take next right at Rt. 535 North (Old Trenton Rd.)
Take immediate left onto Millstone Rd.
Take next right into our complex
ExpertPlan is located on the third floor of the three story white building (Building 400) in the middle of the courtyard, between the larger buildings.
